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Instant cash loan in 1 hour

Do you need money urgently, and you do not have any source to get it right now. You do not want to take help from your friends and family and feel embarrassed. In such a situation 1-hour cash loans can come to your rescue.
1 hour cash loans are instant money that you get in less than one hour from anywhere, anytime. It is available from your Smartphone through an app or website. Generally, it does not require any paperwork.

What is a 1-hour cash loan in India?

When you apply for 1 hour loans by phone in India, you need to provide photos of your document. You will need an active bank account to get money. The smart AI-based system like Robocash approves your request automatically. 
You get money disbursed in your bank account within a minute. You can withdraw the money from an ATM or use it online. There is no limitation. You can use it for any purpose.
These loans are generally for a small amount starting from Rs. 1,000 and can be up to Rs. 25,000. You get an option to choose the loan amount, and for how many days you want it. This loan can help you to fulfil your urgent cash needs for an emergency. 

1 hour cash loan benefits in Robocash

If you want a cash loan in 1 hour in Delhi, you have many lenders to offer the loan. However, Robocash stands out from all with an added advantage, and it is also available in all top cities of India.

Robocash Loan Benefits

  1. Pay interest only for the days you use money. Pay interest for only five days if you are returning money on the 6th day. You do not have to pay any extra charge for a closing loan early.
  2.  No Salary slip, Guarantor or bank statement required to apply.
  3.  Available from both website and App. If you do not have a Smartphone for the App, you can take a Robocash loan from any internet-connected device.
  4.  Get a higher limit every time you repay your loan on time.
  5.  You are required to provide photos of your document only for the first time. From the second loan onwards, get it without any document upload.
  6.  Disbursement within minutes of approval.
  7.  AI-based Robotic system to provide you auto-approval if all information is correct.
  8.  Available 24/7 even on holidays
  9. Cash loan in 1 hour in Mumbai and all top cities.
  10. No salary slip or income proof required to take money from Robocash
  11. An RBI registered NBFC which follows all guidelines of RBI and Indian regulators.

Robocash provides 1 hour cash loans within a minute with a hassle-free process. It is very simple to take. Website and App both are available in English, Hindi and Marathi. Instant cash loan in 1 hour in Pune can be available from our Marathi app and website.

Eligibility Criteria for Instant Cash Loan in 1 hour

Need of instant cash can come to anybody. Robocash 1 hour cash loans by phone in India is available for all Indians who are 21-60 years old and have a source of income. In addition, we provide money to students who work part-time.

  • Any Indian citizen 21-60 years old
  • Has PAN card and address proof of current resident
  • Applicant should be from operational cities of Robocash

If you are new to credit, you may not get money from Robocash. A credit score is required for you to take a loan, but Robocash does not focus only on your credit score. We have our AI-based system, which checks your profile. You will get a loan even if you do not have a good credit score.
You need an active bank account to get money instantly. When you fill the application, make sure you provide all information accurately and as per your documents. You have to provide your income details without any Income proof.

How to apply for 1 hour loan by phone?

Do you need an instant cash loan in 1 hour in Delhi or any city in India? You need to follow the below steps to complete the application of 1 hour loans by phone in India:

  1. Download the Robocash App or visit Robocash Website
  2. Choose the amount and register with your existing mobile number
  3. Provide your personal information and document details like PAN Number and Address proof document number.
  4. Upload photos of your document.
  5. Enter bank details and sign the loan agreement with OTP
  6. Get money in your bank account.

Tips to increase your chance of loan approval

1. Before you start the application, make sure you have the original PAN Card and Address proof document with you.

2. Provide all accurate and correct information

3. Check the operational cities of Robocash and apply if you reside there.

4. Upload clear photos of the original document

5. Do not upload PDF, Screenshot or photo of duplicate document

6. When uploading a selfie with PAN, make sure your PAN Card and Face are visible.

If your application gets rejected for any reason, you do not have to worry. You can apply for a new loan again after 30 days.
For existing customers, the process is even simpler. First, they need to log in to the account. Choose money and tenure. Sign the loan agreement with OTP, and money will be disbursed in the bank account immediately. 

Is the instant loan for the self-employed in 1 hour possible?

Yes, Robocash provides an instant cash loan in 1 hour in India for self-employed.
For the self-employed, it becomes very difficult to get a loan without any income proof. If you own a small business or you are a freelancer, there is a high chance you will not have a salary slip. A salary slip is the basic requirement to get a personal loan. 
Robocash does not require a salary slip or any income proof to give you money. Anybody can get credit only on a PAN card and address proof. So even if you are self-employed, you will get credit from Robocash.

1 hour cash loan FAQs 

How much time will it take to approve a 1-hour loan application?

You will get approval within a minute of your application if all information provided by you is correct and you fulfilled the criteria. Once approved, you will immediately get money in your bank account, and you can use that money for any purpose. 
For Instant approval, make sure you provide all accurate information. For example, upload correct document photos to get faster approval.

How much can I borrow?

1 hour cash loans satisfy your short term cash need; therefore approved amount can be lower. For first time borrowers, you can borrow from Rs. 1,000 to Rs. 2,500. Once you repay your loan on time, your borrowing limit will increase. Repeat borrowers can get up to Rs. 10,000 within a minute in their bank account.
It also depends on your credit profile how much you can borrow based on your capacity to repay the loan on time. 

Can I get the instant loan in 1 hour with a low CIBIL score?

Yes, you can get an instant loan in 1 hour even if you have a low CIBIL Score. CIBIL score is important to get your loan approved, but it is not the only criteria. We check other details of your profile to provide you with money. Therefore, you can get approval even with a lower CIBIL Score. However, your chance of approval is much higher if you have a good CIBIL Score. 

Can I get the instant loan in 1 hour without a credit score?

Unfortunately, you cannot get an instant loan from Robocash without a credit score. A credit score is necessary to provide credit to anybody. If you do not have a credit score, we recommend you create one. You will get an instant loan even with a bad credit score. So if you want to improve your credit score, take an instant loan and repay it on time. It will also help you to improve your credit limit. 

How can I repay an instant cash loan?

Just like you can borrow online, similarly, you can repay online. We accept repayment directly from our App and website. You have plenty of option to choose from. You can pay from UPI, online payment wallets like PayTM, Debit card, and net banking.
If you are not comfortable paying online, you can also pay directly to our bank account and submit the receipt by email to update it on your account.

Conclusion

1 hour cash loan are fast and simple to get. It is available for almost everybody. You will need an active internet connection and photos of KYC document to get money.
If you do not have income proof and are doing your own small business, you can get 1 hour loans by phone in India. If you have a bad credit score, then also you have a chance to get instant credit. You can improve your CIBIL/Credit score by repaying your loan on time.


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